711 West Pinhook Rd. Lafayette, LA
(337) 233-5195

Chapter 13 Bankruptcy

Lafayette Chapter 13 Bankruptcy Lawyer

Chapter 13 bankruptcy is the most effective way for many people to find relief from their debt and start over financially. Chapter 13 is commonly referred to as the “wage earner’s” plan. It is a form of reorganization. A great benefit to a Chapter 13 is that you do not lose any assets. A plan or reorganization will be filed, and when the plan is complete a discharge will be entered eliminating any dischargeable debt that was not repaid during the plan. Chapter 13 is available to those who do not qualify for a Chapter 7 because of the income limitation.

Vidrine & Vidrine is a law firm that understands how financial difficulties can devastate an individual and a family. The firm’s goal is to help you create a plan that is as comfortable for you as possible – one that will require you to pay back the minimum amount of debt required under the law.

Keep Your Property

Chapter 13 can allow you to keep your property, including your home, vehicle and other items you may be paying off, by relieving you of other debts and payments, making it possible to become current on the important ones. Upon filing Chapter 13, an automatic stay goes into effect, which prevents creditors from attempting all collections activities, including harassing phone calls, foreclosure proceedings, threatening letters and other contact.

An experienced Lafayette Chapter 13 bankruptcy attorney, William Vidrine makes sure his clients fully understand their options. He will present the pros and cons of filing for bankruptcy and empower you to make informed decisions.

Debt Relief Attorney Serving Abbeville And Throughout Southwest Louisiana

Many people are worried about what filing for bankruptcy will do to their credit scores. Most people considering bankruptcy may already have bad credit. Obtaining a discharge, either in a Chapter 7 or a Chapter 13, will allow your credit to rebuild often quicker than one would think. For a free consultation with a lawyer who has more than 20 years of experience, call Vidrine & Vidrine at 337-233-5195 or send the firm an email.

Please download our PDF with the information you will need to file for Bankruptcy.  CLICK HERE.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Fees

Chapter 7
Attorney fees and court costs: $1,500 (paid prior to filing the case)

Chapter 13
Attorney fees: $2,800 ($600 up front; remaining fees are paid in the Chapter 13 plan)
Court costs: $310
Credit report: $60

Chapter 11
Attorney fees are on an hourly basis. A retainer will be required, the amount of which is dependent on the complexity of the issues involved.

All bankruptcy cases are different, your attorney at Vidrine & Vidrine will discuss this with you during your no-charge consultation. Contact our office today at 337-233-5195.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.